You may be wondering if it is possible to buy a car if your license has been suspended. Well, it is possible to do so in the United States but some states have differences when it comes to the insurance.
Most insurance companies will not sell you car insurance unless your license is active. Thus, you may need to wait until you are able to have a valid license to purchase a car.
Can You Buy a Car with a Suspended License?
If you are thinking to purchase a car with a suspended license, you should try doing so with a license of somebody you trust or get a family member to make the purchase. The car will obviously be registered in their name. It is important to ensure that you choose someone who will be able to drive you after you buy the car.
This is because you are forbidden by law to drive with a suspended license. Failure to follow the suspension laws could land you in serious trouble with the law. If you are patient enough to have someone else drive you around until your license is ok, then this shouldn’t be a problem.
Temporary license to drive to work:
If you have to drive to work, some states allow you to get a temporary license until your suspension is sorted out. In California for instance, this is the case.You can file for the temporary license if you have to drive to work daily or for medical reasons and you do not have anybody with a valid license that can do this for you.
You will not be issued with another license in any other state if you have a suspended license in any state.
Can You Register a Car with a Suspended License?
The rules are different when it comes to registration of the vehicle. You can register any vehicle even with a suspended license. Most people do not see the point as this means that you are registering for a car without an active license; hence you will not be able to use the vehicle. However, it is always better to be safe. This is why you should consider registering it first then waiting for your license to be reinstated.
It is possible to register a car with a suspended license because you take your proof of ownership and the receipts of purchase when registering. These are enough to allow you to get your car registered.
If you live in one of the states where getting car insurance with a suspended license is a bit tricky, wait until you get your right to drive back to get proper coverage.
Even with your car being registered, if you do drive with a suspended license and get into an accident, then the insurance company will not be able to pay for anything. Once your license is suspended, the car insurance is also held up until you get the license back. This is to discourage anyone who might get ideas on breaking the law by driving with a suspended license.
It is best to wait for you license to be reinstated because if you get any injuries, you will have to foot the bills yourself. This means piles of bills you could have avoided.
It is a good idea to get other types of insurance cover to ensure your car is still safe even if you can’t drive it. In case it gets damaged or stolen while under storage, you will not undergo lots of stress trying to cover all costs yourself.